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Business Protection

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

The Financial Conduct Authority do not regulate on tax planning, estate planning and inheritance tax planning.

General

General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.

The Financial Conduct Authority (FCA) does not regulate Taxation and Trust Advice, some Buy to Let Mortgages, Estate Planning or Inheritance Tax Planning.

Investments

Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

For ISA'S Investors do not pay any personal tax on income or gains but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA manager.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in Corporate bonds; stocks and shares and other assets that fluctuate in value.

Life and Protection Insurance

Life and Protection Insurance

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser. This section provides helpful information on the different types of protection product available.

Mortgages

Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.



We charge a fee of £299.00 for a standard residential mortgage and £449 for a buy-to-let mortgage. This fee is for advice, research, recommendation, implementation (e.g. application, administration of arranging the loan). We will also be paid by commission from the lender.Our fee is payable before we carry out any chargeable work.

Pension Planning

Pension Planning

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

UK News

Aldi warns food prices may rise if Budget lifts costs
Giles Hurley says the chancellor must consider "very carefully" any policies that raise business costs.
'Killer' child car seats still on sale 10 years on
Which? advised families to buy approved seats with a clear orange label indicating they are safe.
UK and US unveil nuclear energy deal ahead of Trump visit
Key among the plans is a proposal to build up to 12 advanced modular nuclear reactors in Hartlepool.
US and China hold second day of trade talks as TikTok deadline looms
The negotiations are the latest attempt to end a trade war between the world's two biggest economies.
South Korea to probe potential human rights abuses in US raid
More than 300 South Korean workers returned home on Friday after being held for a week in the US following the raid.
Waterhouse Financial Advisers Limited is an appointed representative of Quilter Wealth Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. Quilter Wealth Limited is entered on the FCA Register (https://register.fca.org.uk/s) under reference 217742 and Quilter Mortgage Planning Limited under reference 440718.

Registered as a Limited Company in England and Wales No.09469734
Registered Office: 23 High Street, Midsomer Norton, Radstock, BA3 2DR

The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

Please see our Privacy Policy Here.

Approver FRN 217742 & 440718 Here

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